Disability Insurance

Disability insurance can provide you with financial security by replacing a portion of your earnings when an accident or illness causes you to become disabled and unable to work or earn an income.

Accidents and illnesses are a fact of life. They could happen to anyone at any time.

Not all workplaces cover disability, and government programs usually only cover a fraction of your income in the event of disability.

Did you know that:

  • 1 in 3 people, on average, will be disabled for 90 days or longer at least once before age 65.
  • The average length of a disability that lasts over 90 days is 2.9 years.
  • Both personal and business disability insurance solutions are available that offer flexibility and features to help bridge the gap between income and expenses during a disability.

Personal Products
Whether you’re a professional, business owner, executive or employee, Welch Financial can tailor a plan to help meet your needs.

Business Coverage
As a business owner, you want to protect both your independence and profitability. There are several types of insurance for business owners to reimburse certain business expenses, fund a buy-sell agreement or help hire a replacement for a disabled employee.

Coverage options vary widely. Work with us to explore your options and gain peace of mind for your and your family.

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